Online SIP Calculator: Calculate Returns for SIP Investment

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Our experts suggest the best funds and you can get high returns by investing directly or through SIP. For this, you need to select the mutual fund scheme, input the investment amount and click on the ‘calculate’ button to get the maturity value of the investment. The Axis SIP calculator does all the calculations in the back end and provides you with the value of the investment over the period selected. A Systematic Investment Plan or SIP is a smart and hassle free mode for investing money in mutual funds. SIP allows you to invest a certain pre-determined amount at a regular interval (weekly, monthly, quarterly, etc.).

fund sip calculator

Fund age – This provides the vintage of the scheme i.e., the amount of period that the fund has been in inception. The ending and beginning values are the NAV or Net Asset Value of the fund at the beginning and ending of the investment. The Axis Bank SIP maturity amount can be calculated using the future value of the annuity formula. Big or small, everyone has goals that they want to accomplish. There are some goals you’re able to fulfil and others that you’re not. If you have started a SIP online, cancel SIP option is available for upcoming transactions.

What is a Systematic Investment Plan (SIP)?

For example, If you started saving ₹1,000 a month on your 30th birthday, in 30 years time you would have put aside ₹3.6 lakhs. If that investment grew by an average of 10% a year, it would be worth around ₹22.8 lakhs when you reach the age of 60. However, if you started investing on your 20th birthday, the ₹1,000 a month corpus would be worth ₹4.8 lakh over 40 years. Assuming that the growth rate is 10% annually, your investment will be worth ₹ 63.8 lakhs on your 60th birthday.

This in turn leads to a lower average cost per unit over time which is also called as rupee cost averaging. If you don’t have enough money in a month, you can skip SIP payment. Use the SIP calculator to compare return values in different investment situations to select the best one. The SIP investment calculator will return the result in a few seconds. It can also be used to plan for long-term financial goals like Child education, retirement, etc.

All you Need to Know About Axis SIP Calculators

The next step is to input the investment amount and investment period. When you click on the ‘calculate’ button, based on the XIRR return, the Axis SIP calculator estimates the maturity value of your investments, for the investment period you enter. However, it is important to note that SIP calculator only gives an idea of how the returns on mutual fund investments would look like. The actual returns that the investor would earn on his investments vary depending upon various fluctuating factors. Additionally, SIP calculator does not inculcate the exit load or expense ratio on mutual fund investments, if any. It allows investors to calculate the potential returns on their investments over a chosen period of time, helping them to plan and set investment goals.

By using this calculator, you can createCreate personal investment plans that meet your goals. A SIP, or Systematic Investment Plan, is a method of investing money. It allows individuals to invest a fixed amount at regular intervals rather than making one large investment. It allows individuals to invest in a disciplined and systematic manner. This is important because it allows for regular savings—even if the amount is small, it can add up over time. The SIP calculator uses the power of compounding principle to calculate the future amount of your SIP investments.

It considers an SIP for a specified duration at the expected interest rate. With the help of an SIP Calculator, you can accurately plan your investments to meet your investment goals. An easy to use SIP Calculator will help you select your desired investment scheme and calculate your SIP amount with a single click. SIP calculator gives you an estimate on the amount that you will receive upon maturity of your mutual fund investments, based on a projected annual return rate. Both the SIP & lump sum investments are actually the investment styles of investing into a mutual fund scheme. It largely depends on the cash in hand/cash at bank one holds & the investment goals.

It can also help investors to keep track of their investments and plan for their financial goals. Additionally, it makes investing more accessible for people by providing them with an understanding of their investment options and the potential returns. With the calculator, you can choose from a drop-down list of Axis mutual fund schemes. When you select a plan, the tool displays the historical XIRR for that particular investment.

After seven years, the investor wants to withdraw the investment, and the NAV is INR 30. The Axis SIP calculator shows the return estimates in both graphical and tabulated forms. Through these representations, potential investors can easily interpret, analyze and make informed investment decisions. Most of the mutual fund houses in India including Axis Bank offer SIPS. It has proven to be a great wealth creation tool for those who want to invest in the market.

How to use Axis SIP Return Calculator?

The SIP offers long-term benefits because of the return rate and is not subjected to market dynamics – all thanks to the concept of averaging out. Once you get the idea of how much money you can invest and the returns you will receive, you can balance the outflow of your money accordingly. Many investors put their money in different plans such as trading, real estate, mutual funds, etc. Once you calculate your maturity amount through the SIP calculator, you can allocate your investment to other investment plans accordingly.

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The use of any information set out is entirely at the User’s own risk. Axis Bank does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort or otherwise) shall arise out of or in connection with the services against Axis Bank.

Past performance of the investment funds do not indicate the future performance of the same. Investors in the Scheme are not being offered any guaranteed / assured returns.The premiums & funds are subject to certain charges related to the fund or to the premium paid. It offers a disciplined method of saving money over a fixed period. You can get financially stable, make yourself debt-free and save money for future investments. A SIP return calculator will help you make a well informed decision in terms of investment. generally work best for equity and equity-oriented hybrid funds given that these are prone to market fluctuations. However, for investment discipline, one can also invest in debt funds also. SIP – Systematic Investment Plan is a disciplined way of investing wherein a fixed amount of money is invested in a pre-defined mutual fund scheme at a fixed interval. You decide the amount, the SIP date and the schemes in which you wish to invest. One can plan different life goals be it such as children’s future, retirement, international holiday, holiday home, etc.

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Your SIP can start from just Rs. 500 to Rs. 10,000 depending upon how much you want to invest. What is SIP is the question on everyone’s mind even by the investors who have been investing for a long time. So here’s the guide on basics of SIP & SIP Calculator to help you achieve your financial goals. You can set up your SIP so that you can treat it like one of your monthly utility bills or an EMI. Most investment advisors will tell you the importance of paying yourself first every month.

This allows the investors to build capital over specific tenure through small contributions and inculcates a habit of disciplined investment among them. An investment tool that provides a systematic way of investing by keeping aside a predefined amount at periodic time intervals. These small portions of one’s money is then collected by mutual fund houses which form a pool of such accumulated funds. The corpus is then invested in the said mutual fund category which this corpus is intended for.

Investors can reduce this risk by continuing their investments over the long term. The Axis SIP calculator uses the Extended Internal Rate of Return value to gauge the returns of any scheme of Axis mutual fund across historical periods. Using this XIRR value, it helps you estimate the maturity value of your investment. Based on your SIP amount and investment horizon entered, the tool calculates the final investment value using the actual return data of the scheme for that particular period in the past.

Frequency of Investment

Suppose you plan to buy a house in three years, for which you need to save at least INR 10 Lakhs. You expect around a 12% interest rate annually for the next three years. With a SIP calculator, you can know which plans will benefit you the most in the longer or shorter run. With various plans available in the market, it’s best to be informed before deciding to get the benefits.

This way not only you save tax in a disciplined manner, you also benefit by rupee cost averaging. However, there will be a lock-in period of 3 years for ELSS schemes for each of your investments. Helps achieve your goals – SIPs help you achieve your future financial goals, like – Retirement, Children higher education, Marriage of your children and so on. You can actually set a target amount based on your goal and achieve the same over a period of time by investing a small amount every month. You can also decide the amount of SIP based on your financial goal. It can also be used to compare the potential returns of different SIP investment options, helping investors to make informed decisions about where to invest their money.

sip calculator axis funds are one of the promising investment avenues for wealth creation, … You can start small and there is no need to have a lot of money to start a SIP. And then depending on the goals and aspirations, one can increase the amount. Free Insurance – There are some schemes / AMCs who offer insurance cover upto as high as 100 times of your SIP amount without charging anything extra for this. Inculcates Savings Habit – It inculcates a habit of investing as you commit a fixed amount and invest it systematically every month or quarter. If your income is increasing, increase your investment amount as well.

You can set a trigger for your SIP by setting a particular amount to be withdrawn from the account. Set an event, date, and index level to trigger the SIP investment. Though it is advised not to set a trigger, it may create a problem if you ever struggle financially. If you are just a beginner, invest in a long term tenor and refrain from investing in Trigger SIP as it is for experienced investors possessing knowledge of the investment market.

Most of the SIP plans will start with a minimum of Rs 500 with some varying to Rs1000 a month. Yes, Mutual Fund companies also provide you with the option of pausing your SIP investments for a specified period of time. AXIS Gold SIP Calculator – A mutual fund or exchange-traded fund that invests primarily in gold-producing companies or gold bullion.

  • This way the tool can help you in calculating the monthly SIP amount needed to achieve your goals.
  • There are two types of mutual funds- Equity and Debt mutual funds.
  • Now, you expect a 12% return annually; here’s how you can calculate it.
  • When the markets look promising, they follow the trend and invest like others do.
  • The performance of a mutual fund affects its return which can be higher or lower than the estimate provided by Axis Bank SIP Calculator.
  • Please note that while there is no maximum limit, the minimum SIP investment differs for every scheme and may be as low as Rs. 100 monthly for some of the schemes.

The Axis Bank SIP Calculator uses the following formula to estimate the returns from a SIP investment. When the markets look promising, they follow the trend and invest like others do. When the volatility sets in, they worry over their investments and take uninformed decisions.

AMCs are introducing more investor-friendly tools on its platforms to help investors with planning and one such tool is SIP Calculator. Scipbox’s Axis SIP calculator is quite easy to use and navigate. One has to enter the details such as monthly investment amount or maturity amount, expected return, investment tenure and step up percentage to estimate their returns or monthly investment amount. Also, the Axis SIP calculator saves investor’s time from doing complex calculations. The Axis SIP calculator estimates the maturity amount and the monthly investment amount within seconds. SIP is an investing method in mutual funds, a process through which you can contribute a particular amount every month for a fixed period and get fixed interest.

  • There are some goals you’re able to fulfil and others that you’re not.
  • The frequency of SIP investment can be weekly, monthly, quarterly or yearly.
  • Our Goods & Services Tax course includes tutorial videos, guides and expert assistance to help you in mastering Goods and Services Tax.
  • Systematic Investment Plan is just an investment style & a way to invest in a mutual fund scheme in a disciplined manner.

However, do keep in mind that the rate of interest on Mutual Funds change as per market conditions. It may increase or decrease, which may impact the estimated returns. This SIP Calculator helps you compute how much returns you would have made between two specific dates investing the same amount on the same date every month.

Just upload your form 16, claim your deductions and get your acknowledgment number online. You can efile income tax return on your income from salary, house property, capital gains, business & profession and income from other sources. Further you can also file TDS returns, generate Form-16, use our Tax Calculator software, claim HRA, check refund status and generate rent receipts for Income Tax Filing. Calculating estimates of SIP investments can be a complex task for investors without the knowledge. The Axis SIP calculator simplifies this process by providing an easy tool available at a click of a button.